You didn’t get to the top 5% by accepting average.
Why accept it for your portfolio?
shouldn’t feel this complicated.
And not enough of the right ones.
Did your portfolio?
Former DSP BlackRock, Kotak, and IDFC FIRST. Now independent, with one job: making your money work as hard as you do.
Who this is for
Your wealth is complex. Your investment strategy shouldn't be.
₹5Cr+ portfolio?
You need portfolio building, not just a mutual fund distributor. I build across mutual funds, PMS, AIFs, and GIFT City, all tax-optimized. Your bank RM rotates. I don't. One point of contact, full accountability across your entire wealth.
Built for HNIs →Investing in India from abroad?
Tax efficiency isn't an afterthought, it's where I start. I build around your DTAA, your tax residency, your repatriation timeline, then optimize the portfolio. Compliance and returns, together. That changes here.
Built for NRIs →Why this is different
Three things that should be standard. Rarely are.
Tax-optimized portfolio construction, not product pushing.
Every recommendation starts with: "What's your tax situation?" Not, "Here's what we're selling." The tax savings alone often cover the cost of getting this right.
Your portfolio built across product types, each with a clear role.
Not 12 siloed funds with overlap. MF, PMS, AIFs, GIFT City, each with a strategic purpose. Coordinated, monitored, rebalanced. That's how a portfolio should work.
One distributor who knows your full situation.
No rotating relationship managers. No hand-offs. I review your portfolio personally. I know your goals, your tax bracket, your repatriation timeline.
3,000+ investors follow my thinking
I write about wealth, markets, and what financial institutions don't want you to know. Every week on LinkedIn.
Follow on LinkedIn
What a portfolio review actually looks like
These are real patterns I find in almost every portfolio I review.
You are paying active fees for a passive result
Your flexi cap fund has held 70% large caps for 3 consecutive years. You are paying 1.8% expense ratio for index-level performance.
Concentration disguised as diversification
Three funds. Thirty-seven holdings. But HDFC Bank alone is 12% of your total equity exposure. That is not diversification, that is overlap.
The silent underperformer
One fund has trailed its benchmark by 4.2% annually for four years. On ₹25 lakh that is ₹4.8 lakhs of avoidable underperformance. Still running because nobody reviewed it.
Thinking out loud
Market commentary, wealth strategy, and the second-order thinking your bank RM skips. No jargon. No fluff.
Read the InsightsTwo concepts. One practice.
Everything I do sits under one of these two ideas.
Built for HNIs with complexity
Multiple products, one picture. Mutual funds, PMS, AIFs, GIFT City, all coordinated around your tax situation and goals. One distributor who sees everything and is accountable for all of it.
See how it works →Portfolio Building
Constructing a goal-aligned, tax-efficient portfolio from scratch , or restructuring existing holdings that grew without a strategy. Starts with your goals, your tax situation, your timeline. For HNIs and NRIs who want a portfolio that actually makes sense.
See how it works →How it works
Five conversations. One portfolio that actually makes sense.
You tell me what is going on
I send you a short questionnaire. Your current investments, your goals, your tax situation, where you live. No forms to fill at a bank. No sitting through a product pitch.
We get on a call
30 to 45 minutes. I ask questions. You ask questions. I want to understand what is not working about your current setup and what you actually want your money to do.
I audit your portfolio
I look at everything you hold. Where is the overlap? What is underperforming? What is costing you more than it should? What is missing? You get an honest picture, not a sales pitch.
We build the right structure
Based on your goals, your tax situation, and where you live, I put together a portfolio that makes sense as a whole. Not a collection of products. A structure with a purpose.
I keep watching
Quarterly reviews. Rebalancing when needed. Tax planning before year end. You hear from me when something actually needs your attention. Not every month to justify my existence.
Not sure where your portfolio stands? Find out.
Free. No commitment. I will review what you have and tell you honestly what is working and what is not.
Book a Portfolio Review